Discover London-style luxury loft apartments in the heart of Chelmsford City Centre!
Register your interest here… PLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. The Mortgage Mum – in partnership with Ashby House The Mortgage Mum are delighted to be offering mortgage advice and brokerage services on the new Ashby House […]
How to improve your mortgage affordability
With affordability tests being revised in the wake of the cost-of-living crisis currently happening in the UK, many prospective buyers are looking for ways to improve their chances at securing the best possible mortgage for them. With house prices still at a high, improving your affordability can be a great way of increasing your chances […]
Average asking prices for UK homes soar in February
The average asking price for homes in the UK rose sharply in February as strong demand for properties in London and elsewhere with homes in shorter supply. According to Rightmove, asking prices have experienced the biggest monthly increase since the company started recording such data in 2001. With property prices already high, this revelation comes […]
Key worker products – what’s out there?
PLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. After nearly two years of key workers holding the country up on their shoulders through their immeasurable effort and sacrifice throughout the pandemic, more and more mortgage products are becoming available […]
First homes: is now the time to buy?
PLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. Although it is likely that interest and mortgage rates will increase as we hopefully head towards the light at the end of the COVID tunnel, there are still plenty of rates […]
First time buyers: what are the options?
PLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. 2021 has seen some welcome good news in the first-time buyer market, with mortgage affordability for people buying their first home improving by 20% since the turn of the year according […]
The buy-to-let market: where are we now?
After a whirlwind past 18 months, it would seem some form of normality is on the horizon. The pandemic has changed the face of the housing industry drastically given the unprecedented level of uncertainty we were all subjected to. So, how has the buy- to-let (BTL) market changed as we finally emerge from the other […]
How much can you borrow?
How much can you borrow? Watch a short video about borrowing over on my YouTube channel and read below for the full transcript… Hello, and welcome to The Mortgage Mum. And thank you so much for joining me again. So today I’m going to talk to you about the biggest question I get asked in the mortgage […]
How much deposit you need to buy a property
Watch this video on my YouTube channel and read below for the full transcript… Hello, and welcome to The Mortgage Mum today I’m going to be talking to you about how much deposit you need to be able to purchase a property… So this is part of our first time buyer video series, to be able to […]
Gifted deposits: How do they work?
So, you’re looking to buy your first property. You’ve been renting for a few years now and you haven’t been able to put enough money aside for a deposit. You’re frustrated because you know that most monthly mortgage payments seldom differ greatly to the current monthly rent payment you’ve been making for years but without […]
