Buy a new build
Reduced rates & Smaller deposits
- Reduced interest rates
- Buy with a 5% deposit
- Own 100% of your home
- Employed or self-employed
- Available for houses or flats
Get in touch for a free, no-obligation chat with an adviser about how we might be able to help.
Get in Touch
Buy a new build
Reduced rates & Smaller deposits
- Reduced interest rates
- Buy with a 5% deposit
- Own 100% of your home
- Employed or self-employed
- Available for houses or flats
How it works
1
Find a new build property you love
2
Arrange your mortgage with one of our approved Own New mortgage brokers
3
They’ll help you determine if Own New's Rate Reducer or Deposit Drop is right for you
4
Own 100% of your new home
We have partnered with Own New to bring you a simpler, hassle-free way to get an affordable mortgage on a new build property. You get a normal mortgage and own 100% of your home.
2 amazing products
Rate Reducer
Tackle the cost of living crisis with a reduced rate mortgage- Lower Payments
- Sub 4% interest rates
- Own 100% of your property
It’s a regular mortgage, just with lower monthly payments for the initial period. Own New’s Rate Reducer makes your beautiful new home a reduced rate reality.
Deposit Drop
Buy sooner with reduced deposit mortgages and competitive rates- 5% deposit
- Great interest rates
- Own 100% of your property
No need for a large deposit or to turn to the bank of mum and dad. Own New’s Deposit Drop gets you into your beautiful new home faster.
FAQs
How do I get started? How do I access this service?
To find out more about the new scheme listen to our podcast
Own New Scheme
Welcome to this month’s episode of the Mortgage Mum podcast with me, Charley O’Neill, Senior Mortgage and Protection Broker here at the Mortgage Mum. This month’s episode is an exciting one, as we focus on an amazing new initiative to help people access lower interest rates when purchasing a new
Speak to an expert
We will work at times that suit you and your family, carrying out appointments via video call, telephone or email, giving you the benefit of first class service, around your own schedule, and in the comfort of your own home. So let us handle your mortgage today and find out how well we can look after you, The Mortgage Mum way!
Useful Links
- Protection - An Overview
- Life Insurance
- Critical Illness Insurance
- Income Protection
- Wills and Trusts
- Home Insurance
- Private Health Insurance
- Find an Advisor
Why The Mortgage Mum
- We're a team of mums who understand the juggle
- We're all expert advisers with a wealth of experience
- We work around you and your schedule
- We're here to make the mortgage journey easier for you
See Latest Posts
Independent financial advice must be sought from a regulated mortgage broker to access this scheme.
Your home may be repossessed if you do not keep up your mortgage repayments.
How it works
- Find a new build property you love
- Arrange your mortgage with one of our approved Own New mortgage brokers
- They’ll help you determine if Own New's Rate Reducer or Deposit Drop is right for you
- Own 100% of your new home
to bring you a simpler, hassle-free way to get an affordable mortgage on a new build property. You get a normal mortgage and own 100% of
your home.
2 amazing products
Rate Reducer
- Lower Payments
- Sub 4% interest rates
- Own 100% of your property
Deposit Drop
- 5% deposit
- Great interest rates
- Own 100% of your property
No need for a large deposit or to turn to the bank of mum and dad. Own New’s Deposit Drop gets you into your beautiful new home faster.
FAQs
How do I get started? How do I access this service?
Testimonials
Lee and Caroline Gunning
Family of 4 (plus dog) who upsized into a larger property with Own New’s Deposit Drop
Jack Williams and Jacob Clar
Young couple who bought their first home in Durham using Own New’s Deposit Drop
Independent financial advice must be sought from a regulated mortgage broker to access this scheme.
Your home may be repossessed if you do not keep up your mortgage repayments.
