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Home » First Time Buyer
Making home ownership more accessible with lower deposits The shared ownership sector has gained some real traction recently, with more and more lenders offering raised LTV criteria on newly built homes. Several big-name lenders now offer…
Read MoreWhat new housing policies could mean for first-time buyers Between 1996 and 2016, the percentage of 25 to 34-year-olds who own their own homes has fallen 19% from 55% to 34%. In a bid to combat…
Read MoreSmart ways to strengthen your borrowing power With affordability tests being revised in the wake of the cost-of-living crisis currently happening in the UK, many prospective buyers are looking for ways to improve their chances at…
Read MoreUnderstanding how inflation impacts mortgages and everyday finances As reports of rising inflation in the UK flood the news, we thought the time was right to take a closer look at how it could impact you.…
Read MorePLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. Although it is likely that interest and mortgage rates will increase as…
Read MorePLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. 2021 has seen some welcome good news in the first-time buyer market,…
Read MoreUnderstanding your affordability and what lenders look for How much can you borrow? Watch a short video about borrowing over on my YouTube channel and read below for the full transcript… Hello, and welcome to The Mortgage Mum.…
Read MorePLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. Being a first-time buyer can be confusing at the best of times…
Read MoreRecent data has revealed that a growing number of first-time buyers are looking to purchase a property to let out, rather than live in. This development is a marked change from previous trends, with many lenders…
Read MoreTracker rate mortgages are a big talking point at the moment because of the Bank of England base rate being so low. A tracker rate is as it sounds, it tracks the Bank of England base…
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