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How you can save energy this winter image

How you can save energy this winter

November 14, 2022

Simple steps to lower your bills and your carbon footprint It’s no secret that this winter is shaping up to be a struggle for so many households in the UK. With rising energy bills on the…

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The Mortgage Mum on Sky News, ITV, BBC News and more! image

The Mortgage Mum on Sky News, ITV, BBC News and more!

October 3, 2022

Sharing our expertise on the nation’s biggest media platforms Manifestation really works!!! Being seen and heard by the wider population and appearing on national television has been something The Mortgage Mum’s Founder and Managing Director, Sarah…

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The Mortgage Mum named as one of the “Top Mortgage Employers 2022” image

The Mortgage Mum named as one of the “Top Mortgage Employers 2022”

September 26, 2022

Recognising our culture of empowerment, flexibility, and purpose We are absolutely thrilled to announce that The Mortgage Mum has been named as one of the “Top Mortgage Employers 2022” today by Mortgage Introducer. Our incredible team…

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95% LTV shared ownership mortgages: what you need to know image

95% LTV shared ownership mortgages: what you need to know

September 12, 2022

Making home ownership more accessible with lower deposits The shared ownership sector has gained some real traction recently, with more and more lenders offering raised LTV criteria on newly built homes. Several big-name lenders now offer…

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The government’s pledge to combat declining homeownership rates image

The government’s pledge to combat declining homeownership rates

July 25, 2022

What new housing policies could mean for first-time buyers Between 1996 and 2016, the percentage of 25 to 34-year-olds who own their own homes has fallen 19% from 55% to 34%. In a bid to combat…

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How to improve your mortgage affordability image

How to improve your mortgage affordability

May 9, 2022

Smart ways to strengthen your borrowing power With affordability tests being revised in the wake of the cost-of-living crisis currently happening in the UK, many prospective buyers are looking for ways to improve their chances at…

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Rising Inflation: How does it affect you? image

Rising Inflation: How does it affect you?

February 21, 2022

Understanding how inflation impacts mortgages and everyday finances As reports of rising inflation in the UK flood the news, we thought the time was right to take a closer look at how it could impact you.…

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First homes: is now the time to buy? image

First homes: is now the time to buy?

December 13, 2021

PLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. Although it is likely that interest and mortgage rates will increase as…

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First time buyers: what are the options? image

First time buyers: what are the options?

November 15, 2021

PLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. 2021 has seen some welcome good news in the first-time buyer market,…

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How much can you borrow? image

How much can you borrow?

October 4, 2021

Understanding your affordability and what lenders look for How much can you borrow? Watch a short video about borrowing over on my YouTube channel and read below for the full transcript… Hello, and welcome to The Mortgage Mum.…

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First-time Buyers & Coronavirus image

First-time Buyers & Coronavirus

January 4, 2021

PLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. Being a first-time buyer can be confusing at the best of times…

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Increased interest in buy-to-let from first -time buyers image

Increased interest in buy-to-let from first -time buyers

October 13, 2020

Recent data has revealed that a growing number of first-time buyers are looking to purchase a property to let out, rather than live in. This development is a marked change from previous trends, with many lenders…

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