Second Mortgage

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Second Mortgage
Second Mortgage

Get in Touch

Second Mortgage

Have a fair chunk of equity in your property? A second charge mortgage could be an ideal way to borrow a large amount of money to make home improvements, build an extension or fund other major purchases you feel will benefit you and your loved ones. We’re here to help you explore your second mortgage options…

Second Mortgage

Get in Touch

Get Started

To find the best second charge mortgage, simply apply online today. You just have to answer a few questions on our form and submit the info to us, so we can start finding the right second mortgage for you.

We will refer you to a 3rd party for these services.

apply for a second mortgage online

second mortgage application quick guide


gather your documents

Make sure you can get all your personal and financial paperwork together beforehand – it will be key for your mortgage application.


choose your mortgage

There are many options out there for customers looking for the right mortgage. We’ll advise you on the one that will suit you and your family’s needs.


consider the cost

Based on your incomings and outgoings, we can help you calculate what you can spare each month towards mortgage repayments.

hitting all the right notes…

Seeing a family settle into a new home with a mortgage that suits them and insurance that secures them. It’s what makes The Mortgage Mum team tick.

Why The Mortgage Mum

Most common faqs

The big question! We recognise that this is the first thing people want to find out when they come to us. Different providers follow very different criteria, and those criteria are changing all the time, making it a tough answer to determine. That’s why it’s a good idea to contact an experienced and responsible broker like The Mortgage Mum to scan the current market and identify the product that will afford you the maximum spending power in the housing market. Contact one of our experienced, trustworthy advisers and rest assured we will find the best solution for you.

In normal circumstances our stock answer currently is 5%. However, dependent on circumstances, there are some products that allow a zero contribution from you. Get in touch to see if you could be eligible for a zero deposit mortgage.

The Government change stamp duty rules quite often and the best way to find out what levels of stamp duty are payable is to use the Government’s Stamp duty calculator or speak to one of our advisers today.

There is no ‘one size fits all’ answer anymore and that’s why so many people ask us to help them with their mortgage. The best thing is for you to get in touch and give us some info, and together we’ll determine the level of borrowing that’s most appropriate for you.

You can find information via these links regarding first time mortgages, residential mortgages, buy-to-let mortgages and second charge mortgages, or give our advisers a call, they’ll be happy to answer any mortgage related questions you may have.

We need to get to know the background of your business in order to determine what kind of commercial finance may be available – but the first step is to get in touch with us and let our experts advise you.

Your question not answered here?