Trusted Mortgage Broker in Cardiff

Local Expert Mortgage Advice

Get in touch for an initial free, no obligation chat with an advisor about how we might be able to help.

Home » Locations » Trusted Mortgage Broker in Cardiff

Your Award-Winning Mortgage Broker in Cardiff, Providing Clear and Personalised Mortgage Guidance

Navigating Your Mortgage Needs in Cardiff

Purchasing a property can be daunting. We specialise in various mortgage services to ease the journey for our Cardiff clients.

Buy to Let Mortgages

Investing in property can be a smart financial move, and Cardiff provides ample opportunities for buy to let investors. At The Mortgage Mum, we help navigate the unique lending criteria and regulations associated with buy to let mortgages, ensuring a smooth process from start to finish. Our goal is to help you maximise your investment while understanding the responsibilities involved.

Commercial Mortgages

Whether you’re setting up a business or expanding, our commercial mortgage service supports your dream. Cardiff’s vibrant economy offers numerous opportunities for businesses. We understand the local market and help find the right loan to ensure your venture is grounded on a stable, financial footing.

First Time Buyer Mortgages

Buying your first home is an exciting step. Cardiff’s blend of historical charm and modern living makes it an attractive location for first-time buyers. We take pride in helping newcomers to the market by simplifying the mortgage process. Our team provides clear information and advice, ensuring you feel confident and empowered every step of the way.

Speak to an expert

We will work at times that suit you and your family, carrying out appointments via video call, telephone or email, giving you the benefit of first class service, around your own schedule, and in the comfort of your own home. So let us handle your mortgage today and find out how well we can look after you, The Mortgage Mum way!

Moving House Mortgages

Changing homes can be both thrilling and stressful. The Mortgage Mum supports Cardiff residents in finding the right mortgage product when relocating. We strive to make your move as seamless as possible, offering advice tailored to your changing circumstances and property needs.

Remortgage

Looking to reduce your monthly payments or fund home improvements? The Mortgage Mum offers remortgaging advice that considers your unique situation. Cardiff’s dynamic property market can present opportunities for homeowners, and we’re here to help you make the most of them.

Specialist Mortgages

Every situation is unique, and we understand that standard mortgages don’t fit everyone. Our specialist mortgage service caters to unique needs, such as self-employment or credit issues. We work diligently to find solutions that others might overlook, ensuring you have access to the best products available in Cardiff.

Your Trusted Mortgage Advisor in Cardiff

Cardiff’s housing market is diverse, reflecting its rich cultural heritage and modern development. Known for its friendly neighbourhoods like Roath and Pontcanna, and with exciting new developments like Cardiff Bay, the city offers properties to suit all tastes and budgets. This vibrant market means opportunities abound for buyers with varying needs. Let The Mortgage Mum be your guide. We are more than just mortgage advisors in Cardiff; we are your partners in making your property dreams a reality. Whether you’re buying, moving, remortgaging, or investing, our dedicated Cardiff team is ready to offer support and advice tailored just for you.

Useful Links

Why The Mortgage Mum

See Latest Posts

Limited Company Buy to Let Mortgages

December 15, 2021

First time landlords: The next generation

July 31, 2023

Buy to Let mortgages with Co-Host and Senior Broker at The Mortgage Mum, Shelley Walker

October 13, 2021

A guide to HMO’s with special guest, David Coleman, Head of Sales at Positive Lending

March 23, 2022

Jesse B.

11:30 27 May 25

Amy and Shelly have done such and amazing job at getting my Morgage sorted so quickly with a tight deadline, been very helpful at answering all my questions and making time to call to discuss options would definitely recommend thank you ⭐️⭐️⭐️⭐️⭐️

Daisy C.

09:51 19 May 25

We were recommended Karen from the mortgage mum by close friends and we are so incredibly grateful for the recommendation!
Not only was Karen so knowledgeable and supportive in the process - she was also contactable via WhatsApp, phone and email making the entire experience that bit more personal.
We are first time buyers and come against a few road blocks which Karen helped us overcome each of them.
We are in our new home and couldn’t be happier to recommend Karen to our friends & family!
Amazing service !

Richard S.

08:20 16 May 25

As a first time buyer the help, advice and guidance from Gemma and the team has been absolutely invaluable. Particularly being self-employed and the additional hoops and hurdles this puts in your way. What could have been a real headache was transformed into a smooth and easy process. Couldn't have asked for a better service.

Susie D.

11:08 29 Apr 25

After being messed around by other mortgage advisors I was really glad I found Mortgage Mums. Katie Brown was organised, knowledgeable and efficient. Nice to have the adage that if you want something done, ask a busy mum proved correct!

SClaydon B.

19:59 25 Apr 25

Sue and Jade were both great, made the whole process a breeze! Would definitely be recommending to friends and family.

Crofton B.

08:46 22 Apr 25

We can’t thank Gemma enough for everything she’s done. From the very first call, she was warm, clear, and genuinely interested in helping us find the right mortgage. Nothing was ever too much trouble – she explained every step, answered every question, and made what could have been a stressful process feel calm and straightforward.

Gemma is one of those rare people who somehow manages to be both incredibly knowledgeable and completely approachable. We felt in safe hands from start to finish. She didn’t just help us secure a mortgage – she gave us confidence and peace of mind throughout.

We’d recommend her without hesitation. If you’re looking for someone who will go above and beyond, with real care and attention, Gemma is that person.

Marisa H.

10:38 05 Apr 25

I just wanted to say a massive thank you to Gemma who arranged my mortgage for me recently . It was the first time I’d gone through this process alone and felt confused and overwhelmed and unsure if it was possible even! I can’t recommend her and the Mortgage Mum enough. Gemma was knowledgeable, reassuring and responsive throughout the process and made this part of the move smoother for me . All the research was done so I didn’t have to look to find the best product on the market suitable for me . She was also there for support if I had any additional questions . Anyone out there in a similar situation look no further !

Georgina M.

08:16 05 Apr 25

Gemma @ The Mortgage Mum has been nothing less than a godsend!! When we first contacted Gemma for some mortgage quotes little did we know we’d be entering the most stressful 9 months we’ve just experienced. Throughout the whole ordeal Gemma has been the calm voice of reason and reassurance! She has been responsive, helpful, knowledgeable, and as far as I’m concerned, has gone above and beyond for us. Unsurprisingly it’s a 5* review from us, if you’re looking for someone to help with your mortgage, Gemma is your person!!!

Glen A.

06:57 02 Apr 25

Charley O'Neill is an amazingly talented advisor, we wouldn't hesitate to recommend to anyone looking for a new or existing mortgage.

Joe P.

16:03 12 Mar 25

Maira has been absolutely brilliant from start to finish. Checking in with us every step of the way. Definitely going above and beyond. Very personable and would highly recommend to anyone needing a mortgage or advice.

Mallie K.

10:44 04 Feb 25

Outstanding Service from Shelley – Highly Recommended

I cannot recommend Shelley enough! She recently helped secure bridging loan finance for a client, and the process was far from straightforward. Despite the challenges, Shelley’s expertise and determination ensured a successful outcome. She truly went above and beyond to get the best possible deal.

What really stood out was her constant communication and personable approach. Throughout the entire process, she kept both me and the client updated at every stage, ensuring we fully understood each step. She was always available to answer questions, provide reassurance, and navigate any hurdles that came our way. Her ability to explain complex financial matters in a clear and approachable manner made what could have been a stressful experience much smoother.

Shelley also took the time to present all available options, making sure the client was fully informed and in control. Most importantly, she was meticulous in safeguarding the client’s financial position, ensuring the loan terms were appropriate and sustainable. Her attention to detail and genuine care for the client’s best interests were evident throughout.

If you’re looking for a mortgage broker who is knowledgeable, proactive, and truly dedicated to securing the right outcome, Shelley is the one to call. I wouldn’t hesitate to work with her again!

Nicholas G.

12:37 30 Jan 25

Very comprehensive and knowledgeable service... Very speedy and efficient too. I would highly recommend The Mortgage Mum and Shelly

dinesh S.

16:57 21 Sep 24

Very punctual, very professional

Gopa J.

06:40 14 Jul 24

The Mortgage Mum company is indeed a truly professional company. This was evident in terms of the minute details of their documentation and system processes, at our very first meeting with Shelley Walker from The Mortgage Mum. Shelley was very confident that she would be in a position to help us. During that online conversation, for the first time in six months we felt hopeful. That, there was a possibility Shelley would be able to over come the barriers that a big company such as HSBC had put in place to refuse us an extension on our existing mortgage. These barriers or reasons were hard facts in terms of our citizenship, our place of residence, our employment status and more importantly, our age. Mortgage Mum was successful in getting us a lender even though HSBC did not want to consider us. This, in spite of the fact that we did not default even once in the last 20 years on repaying our mortgage monthly EMI's to them.

Though the process took its time, she was constantly chasing the lenders to get a decision in principle from them as soon as possible and which they did.

We are indeed thankful to Mortgage Mum with special mention of Shelley walker and her assistant Amy and would recommend their company and services to residents as well as non residents in the UK who are looking for a mortgage.

Martin R.

12:28 10 Jul 24

geraint J.

16:40 31 May 24

Working with Shelley has been an easy stress free process from start to finish. Shelley has great knowledge and excellent advice. Would recommend Shelley and the team if you are after excellent customer service.

Lucy W.

15:56 08 May 24

Shelley, was able to answer all my queries, giving me comprehensive guidance as well highlighting things to be aware of. The call I had with Shelley has given me the knowledge and tools to be able to progress my dream of building my own home. Watch this space and thank you Shelley 😊

Kirstie F.

15:21 02 Apr 24

Swift, responsive and archived amazing results for us! Saved us over £400 per month!!!! Would not use anyone else ever again, been fooled before and so glad we used Shelley instead!

Suzanne M.

16:23 28 Mar 24

Great initial call with Shelley, she was very professional, really reassuring and kind to our mum who needs a small mortgage on her mortgage. Second time our family has benefitted from Shelley’s services and we will always recommend the Mortgage Mums

Shoko Y.

11:56 28 Mar 24

I'm new to the UK mortgage system, and when I mentioned this to Shelly, she immediately began explaining things in simple terms, taking it step by step. She listened attentively to my questions and advised me to prepare and contact her early before beginning my house search. Her reassurance that she would support me throughout the journey was a huge relief. Shelly made me feel confident and assured in navigating this process. Additionally, she also informed me that she offers commercial mortgage services. I highly recommend her to anyone looking for houses or commercial buildings.

Trusted Mortgage Broker in Cardiff

Your Award-Winning Mortgage Broker in Cardiff, Providing Clear and Personalised Mortgage Guidance

Navigating Your Mortgage Needs in Cardiff

Buy to Let Mortgages

Commercial Mortgages

First Time Buyer Mortgages

Speak to an expert

Moving House Mortgages

Remortgage

Specialist Mortgages

Your Trusted Mortgage Advisor in Cardiff

Useful Links

Why The Mortgage Mum

Read the latest reviews for our incredible team

Check My File

Useful Links

Useful Links

Contact Details

The Mortgage Mum Family