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Loan to Income vs Loan to Value: What does it all mean?
Breaking down the ratios that affect your mortgage approval Loan to income and loan to value (or LTV) are phrases you often hear in the
Critical Illness Cover vs Income Protection: Do you need both?
Critical illness cover and income protection are often confused, with many people assuming if they have one, they don’t need the other. However, these policies
What is ‘specialist lending’?
How bespoke mortgage options can suit unique financial situations Specialist lending is a phrase you might hear batted about by mortgage advisers, but what does
What does Home Insurance cover?
Understanding what’s protected — and what isn’t — in your policy Home insurance is used to describe buildings and contents insurance. Buildings insurance is a
Can you get a mortgage with a bad credit score?
Can you get a mortgage with a bad credit score? The latest industry research has revealed that over 70% of people are worried they won’t
What are Lifetime Mortgages?
What are Lifetime Mortgages? Lifetime mortgages are a way of releasing equity from a property and are exclusively available to homeowners aged over 55. That