Simple-Planning Mortgage Broker in Penzance
Local Expert Mortgage Advice
- Multi- Award winning team
- Wide range of lenders
- Bespoke service, tailored to you
- Available at all hours, including after bath time!
Get in touch for an initial free, no obligation chat with an advisor about how we might be able to help.
A Dedicated Mortgage Advisor in Penzance Providing Personal, Straightforward Guidance
Buy to Let Mortgages
Investing in Penzance’s picturesque setting can be a rewarding venture. Our buy to let mortgage services are designed to help you capitalise on this opportunity seamlessly. With thriving tourism and a growing rental demand, owning a property here can be a smart investment. We’ll walk you through the specific financing options and obligations, ensuring you grasp both the benefits and responsibilities of being a landlord.
Commercial Mortgages
Penzance, with its unique charm and steady influx of tourists, offers a fertile ground for business growth. Whether you’re looking to purchase a new shopfront along Market Jew Street or expand your current business premises, our commercial mortgage solutions are crafted to meet your specific needs. We focus on obtaining competitive rates that align with your business goals, helping you achieve success in this vibrant town.
First Time Buyer Mortgages
Buying your first home is an exciting journey, and Penzance is a perfect place to take that leap. With the scenic coastlines and a tight-knit community, this town has so much to offer new homeowners. Our aim is to simplify the process for you, breaking down each step so there are no surprises. From understanding your deposit options to choosing the right type of mortgage, we’re here to offer clear and supportive guidance.
Speak to an expert
We will work at times that suit you and your family, carrying out appointments via video call, telephone or email, giving you the benefit of first class service, around your own schedule, and in the comfort of your own home. So let us handle your mortgage today and find out how well we can look after you, The Mortgage Mum way!
Moving House Mortgages
If you’re considering relocating within or to Penzance, our moving house mortgage services are just what you need. Whether your family is growing and you need more space or you’re just seeking a change of scenery, we can assist with finding the right mortgage to fit your new circumstances. Transitioning to a new home involves many moving parts, and we’re here to manage the financial side so you can focus on the fun – like planning your new living room layout.
Remortgage
Remaining in your home doesn’t mean you should settle for the same old mortgage. Remortgaging can help you get a better rate, release equity, or adjust to life changes. In Penzance, you may wish to free up funds for home improvements that cater to local architectural styles, or simply secure a more favourable deal. We’ll guide you through refinancing options to find a solution that enhances your financial situation.
Specialist Mortgages
Life doesn’t always fit neatly into boxes, and for those unique situations, specialist mortgages might be the answer. Whether you’re self-employed, have an irregular income, or need a mortgage that fits non-standard criteria, we’re experienced in navigating these waters. Our role is to ensure that even the most challenging circumstances don’t stand in the way of financing your dream home in Penzance.
As a trusted mortgage advisor in Penzance, we take pride in our strong community ties and are committed to supporting you with professional and personalised advice. Our goal is not only to secure a mortgage but to offer a service that leaves you feeling assured and understood.
About Penzance
Penzance’s housing market is characterised by its charming mix of coastal and historic properties, making it highly desirable. There’s a range of homes from quaint cottages to modern apartments, something for every taste. With tourism boosting the local economy, property values have remained robust, yet still attainable for new buyers. It’s an appealing location for property investment and settling down, offering both lifestyle and potential growth in equity.
Whether you’re starting your journey or thinking of a property upgrade, Penzance continues to be a compelling place to call home.


